Tag - banks

Dropping-of-Payment-Banks-(from-The-Hindu-Article)

A Unique way to learn vocab: Dropping of Payment Banks

A very good morning to everyone,… Here we are with our next vibrant article based on current news which contains some difficult words, we will highlight and explain those words in order to improve your vocabulary skills and to have a good command on English language [...]

comic-iyb economic survey tharu

[Economic Survey Ch5] Financial Intermediaries: Banks, RRBs, NBFCs (Part 3 of 3)

Prologue Banks and interest rates Rural Banking: Background Government’s action Timeline: Banking in rural areas After independence Why RRB? How is RRB different from commercial banks? Rural Infrastructure Development Fund (RIFD) Financial Inclusion Swabhimaan scheme Ultra Small Branches SHG Bank linkage program Development [...]

Airtel Money prepaid payment instrument

[Banking] Nachiket Committee: Payment Banks- Rationale, Features, Advantages, Limitations, Pre Paid Instrument Providers (PPI), USSD Banking

Pre-Paid Instrument Providers (PPI) Why Nachiket hates PPI model? Why Payment Bank? What is payment bank? M-Pesa: Why India should get Payment banks? Payment Banks: Anti-Arguments USSD and Conflict of Interest USSD connectivity for Banking Mock Questions Pre-Paid Instrument Providers (PPI) Airtel money is an [...]

securitization in home loans

[Banking] Shadow Banks, Wholesale Banks, Securitization: Functions & Features Nachiket Committee’s recommendations

Prologue Securitization What happened in Sub-prime crisis? Shadow Banking Shadow Banks: Why bad? Shadow Banking in India? Should India be worried? Gold Loan Companies as Shadow Banks? RBI’s safeguards on Gold loan NBFC Wholesale Bank? Wholesale Investment Bank vs Wholesale Consumer Bank? Benefits [...]

Bancassurance model differences

[Banking] Bancassurance: Compulsory Broker Model, IRDA vs Banks, issue, benefits, challanges, insurance penetration, Financial inclusion & Nachiket Committee

Prologue Bancassurance #1: Referral Model #2: Corporate Agent model #3: Broker Model Benefits of Broker model? Anti-Arguments: Broker Model Nachiket on Insurance Cross KYC Reforms in NBFC bancassurance models Allow NBFCs to take deposits NBFCs as mutual funds agents Banks as Mutual fund [...]

Crowdfunding website

[Current] April-Week2-P2: Economy: SEBI guideline on Crowdfunding, Public-Sector Banks CMD post bifurcation, IRDA ambulance project, mains answerwriting practice

Prologue E2: Crowdfunding- Need SEBI guidelines E3: Bifurcation of CMD post in Banks E4: IRDA’s highway ambulance pilot project Prologue Current events in 2014 April Week2 (8-15th) Part 1/3: Environment, Polity, Polity, History and Culture: Coming soon. Part 2/3: Economy= you’re here. (nokia taxation deserves [...]

Human development index components formula

[Economic Survey] Ch13: P1- UNDP’s Human Development report 2014, HDI, Gender Development, gender inequality, Multidimensional poverty, World Bank’s Gini-Coefficient

Prologue Human Development Report Five indexes under HDR-2014 Index#1: Human development index (HDI) Ranking Tie in Ranking No ranking in HDR 2014 Index#2: Inequality adjusted HDI Index#3: Gender Development India (GDI) Index#4: Gender inequality index Index#5: Multi-dimensional poverty index Human Development: 4 culprits [...]

RBI Committees made by Raghuram Rajan

[Banking] P.J.Nayak Committee 51% shareholding, Gopalkrishna Committee HR reforms in Banks & Non-Banks

Prologue T1: PJ Nayak Committee on Board governance Reform #1: Repeal laws Reform #2: Bank Investment Company Reform #3: Temporary “BBB” Misc. Reform #1: Age and tenure reforms Misc. Reform #2: Private shareholding Nayak Pro arguments #1: competitiveness #2: CVC-CAG-Risk aversion #3: Fiscal [...]

Regional Rural Bank RRB

[Banking] RRB Amendment Bill, Small Banks-Payment Banks, Kotak-ING Vysya Merger, NBFC Guidelines

Prologue BO1: RRB act BO2: Small banks and Payment Banks BO3: Kotak-ING Vyasa Merger Banking consolidation in past Kotak ING Vyasa Merger Bank merger/consolidation: good or bad? BO4: NBFC regulation guidelines BO6: SBI Share splitting Mock Questions for Banks Exams Prologue In this article, [...]

Domestic Systemically Important Banks (D-SIB)

[Banking] D-SIB: Domestic Systemically Important Banks- meaning, classification, capital norms, benefits, limitations

Why identify banks “Too big Fail”? Who will identify D-SIB? D-SIB in India Benefits of D-SIB norms? Limitations of D-SIB norms? Mock questions Why identify banks “Too big Fail”? 2009: Financial stability board (FSB) was setup. It is an international body affiliated with G20. [...]